Frequently Asked Questions

At Hutton Chase our consumers come first!


Hutton Chase is an online department store.  We strive to offer the best customer service to our customers while offering an array of products.


What you should know about

*Simple and Secure Online Application Process

*Quick Approval for $1,500.00 Revolving Line of Credit

*No Interest 

*No Late Fees


It’s Easy To Become a Member of, the only requirements are: 

*Be A US Citizen

*Have a valid Social Security Card and Photo identification

*18 Years of age or older

*Have An Active Checking Account

* Minimum monthly household income of $1,400


How To Start Your Online Credit Account Application:

*Apply and sign the terms and conditions 

* Choose a digital product that places a $180 balance on your line of credit payable over the course of 5 months 

* Pay the one time $75.00 application fee


Frequently Asked Questions

YES, Hutton Chase will report your Credit Account to the bureau(s) monthly.

NO, Hutton Chase does not mail statements but will email payment reminders monthly. You can also log into your account to view statements and make payments.

NO, We do not add authorized users to the Hutton Chase Account. 

YES, There is a $20 monthly fee if you have a zero account balance.

YES, There Will Be A Down Payment Required Up To 50% Of Your Order Total and the remaining balance will be applied to your credit line. 

You must log into your account using your username and password to be able to view or download your statement. Statements are updated monthly so please check your account. Your payments will be processed with the card on file on the due date provided in your statement. It is important that you always pay on time.